Build Requirements

What you can build here.

The rules that actually affect your plans, pulled out of the recorded CC&Rs and put in plain English. Every line links to the section it comes from, so you can check it against the document.

Minimum home
2,000 sq ft
heated living area
Garage
2 car
minimum, unless approved
Construction deposit
$5,000
refundable
Start building within
3 years
of buying the lot
Finish within
1 year
of starting
01

The home itself

Minimum size§ 3.02(a)
2,000 square feet of heated living area. Garages, porches and basements do not count toward that number.
Every home needs at least a two-car garage, unless the association approves something else.
Homes are to read as a cohesive, modern architectural character. Manufactured and modular homes are not allowed.
Exterior materials§ 3.02(c)
Quality materials, and stone or rock accents are required on the exterior.
Natural, earth-toned colors. Bright and pastel colors are not permitted on the home or any other building.
Solar panels§ 3.02(c)
Allowed, and they must be integrated into the roofline and sit flush with the roof surface.
Finished look§ 3.02(c)
Exposed plywood, OSB, particle board and other temporary or non-durable surfaces are not allowed. Everything must present a completed, well-maintained appearance.
02

Getting plans approved

Nothing gets built, placed or altered on a lot until the association has approved it in writing. Plan for this step before you break ground.

Written approval first§ 3.02(b)
No improvement may be erected, placed or altered without prior written consent of the association or its architectural control committee. That includes the home and everything else on the lot.
What you submit§ 3.02(b)
Building plans, specifications, and a plot plan, reviewed in advance.
What they look at§ 3.02(b)
Size, height, design, setbacks, drainage, color and materials, plus any other factor the association reasonably considers relevant. The declaration requires those factors to be objective.
Additional standards§ 3.02(c)
The association may adopt further architectural standards beyond the ones written into the CC&Rs, so confirm the current set before you design.
03

Deposit and deadlines

Two clocks start when you buy, and there is money on the table until the home is finished.

Construction deposit§ 3.02(d)
$5,000, refundable, paid to the association before construction starts. It covers damage caused by you or your contractors: road and shoulder damage, irrigation damage, mud and debris cleanup, construction nuisance, and cleanup you do not complete.
Getting it back§ 3.02(d)
Refunded only after a certificate of occupancy is issued and any damages or other outstanding matters with the association are settled.
Start deadline§ 3.02(d)
Three years from the date you buy the lot, whether you bought from the developer or from someone else.
Finish deadline§ 3.02(d)
One year from the day construction starts.
Other buildings§ 3.02(d)
Any other improvement you build has to be finished within one year of starting it.
04

Shops, barns and outbuildings

Allowed, with conditions§ 3.02(b), 3.02(c)
Barns, shops, sheds and outbuildings are permitted. They must be architecturally consistent with the house in materials, color and quality, and match its design, roof pitch and exterior finish.
Materials§ 3.02(b)
Durable, finished materials only. Structures built of plywood, OSB, corrugated metal, fabric or salvaged materials are prohibited.
Temporary structures§ 3.04
No house trailers, mobile homes, shacks or temporary buildings, other than what construction genuinely requires while it is under way. Tents are fine for short-term personal or visitor use.
05

Fences

Approval§ 3.03
All fencing needs prior written approval from the association.
Not allowed§ 3.03
White vinyl, chain link, barbed wire, and similar metal fences.
If you keep animals§ 3.03
Fencing has to keep livestock and other large animals contained on your own lot.
06

Animals and livestock

Large animals§ 3.08
One per usable acre of pasture. On a five-acre lot that is a handful of horses or cattle, depending on how much of the lot is actually pasture.
No more than three generally recognized house or yard pets per lot. Dogs must be leashed anywhere else in the subdivision.
Not allowed§ 3.08
Hogs and swine. No animals may be kept, bred or maintained for commercial purposes.
Containment§ 3.08
Animals have to be confined by barn, corral or fence. If your animal gets onto someone else's lot you are strictly liable for the damage.
07

Vehicles, RVs and boats

Parking§ 3.07
Vehicles on a lot must be operable, currently licensed, and parked on an improved surface.
Boats, campers, trailers, ATVs§ 3.07
Storage is allowed, but they have to be inside an enclosed structure or screened from view.
Not allowed§ 3.07
Abandoned, dilapidated or unsightly vehicles and equipment anywhere on the property, including streets and driveways.
08

Irrigation

Every lot has access to the pressurized irrigation system. The association owns and runs the shared infrastructure, you own everything past your connection point.

Who maintains what§ 4.01(d)
The association maintains the common pressurized system up to your point of connection. Past that, the lines, valves, fittings, risers, sprinklers, repairs and winterizing are yours.
Your system needs approval§ 4.01(b)
Any irrigation system and flow rate you install on your lot has to be approved by the association.
Do not modify the shared system§ 4.01
No altering, disconnecting, modifying or interfering with the irrigation system without written approval. The association and developer have an easement to come onto your lot to service it.
Damage during construction§ 4.01(d), 4.01(e)
If you or a contractor you hired damages the irrigation system, you pay for the repair plus an administrative fee. This is one of the things the $5,000 deposit is there to cover.
Watering schedule§ 4.01(c)
The association may set a seasonal schedule, including water days and usage limits.
Every owner pays a proportionate share of operating and maintaining the system, collected as part of the assessment.
09

Using the lot

Residential only§ 3.01
Single-family residential use, with one exception written into the document: Lot 2 of Block 1. Customary home occupations are allowed if they create no nuisance, traffic or disturbance, and the association approves.
Short-term rentals§ 3.01
Not permitted. No lease, rental or license shorter than a six-month term.
Splitting the lot§ 3.10
No lot may be further subdivided, again with the exception of Lot 2, Block 1. You can still sell to more than one person as co-owners.
Board approval is required, except for one reasonably sized for-sale sign, signs the developer uses while selling lots, and any sign Jefferson County requires.
No accumulating rubbish or debris. Improvements, including trees and landscaping, must be kept in good repair. If something falls into disrepair the association can give you 15 days' written notice, fix it themselves, and bill you for it as a lien against the lot.
Common Questions

Questions we get asked.

How big does my house have to be?
At least 2,000 square feet of heated living area, not counting the garage, porches or basement, plus a minimum two-car garage.
Can I put a shop or a barn on the lot?
Yes. It has to be approved in writing first, and it has to match the house in materials, color, quality, design and roof pitch. Metal, fabric and salvaged-material buildings are not allowed.
How long do I have before I need to build?
You have three years from the day you buy the lot to start construction, and one year from the start of construction to finish the home.
Can I keep horses?
Yes. One large animal per usable acre of pasture, contained by barn, corral or fence. Hogs and swine are not allowed, and no animals may be kept for commercial purposes.
Can I rent the house out on Airbnb?
No. The CC&Rs prohibit any lease, rental or license shorter than six months.
Is there a construction deposit?
Yes. $5,000, refundable, paid to the association before construction starts. It is returned after the certificate of occupancy is issued and any damage or outstanding matters are settled.
Can I build a manufactured or modular home?
No. The declaration requires site-built homes with a cohesive, modern architectural character.
Who sets the HOA assessment?
The board. The CC&Rs set the mechanism, not the dollar amount: regular assessments are budgeted annually and split evenly per lot. Ask us for the current figure.

This page is a summary. It covers the provisions that affect what you build, and it leaves out the assessment, lien, easement, association and enforcement articles. It is written for clarity, not for precision, and it is not legal advice. The recorded declaration is the legal document and controls wherever the two differ.

Read the full recorded text, or download the recorded PDF from Jefferson County. Have your own attorney review it before you write an offer.

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